Wilson,
I am sorry if you took offense at what was said. It surely wasnt meant that way. If you knew us you would know that we are an honest bunch of people who state their opinion in an open honest fashion. But never to be mean or spiteful. While you did give a couple of specifics you are still stating right from the Chnlove book. "Interviews" etc. The question was what will you do different from them.
You are quite right that you can never 100% stop someone from trying to scam, but in security it is called "Target Hardening" which means that you make it so difficult for someone to scam your people that it is easier for them to go somewhere else. You see, scammers are a lazy bunch. They want money the easy way, life the easy way, etc. . If they have to jump through too many hoops. they will go somewhere easier.
Maybe you should go back and get all of your info together, then come back and tell us. if you are for real, I do not think you will have a more loyal bunch than right here. But if you are not, we will pull the plug fast.
This is not meant as an affront to you or your business. We just protect our own. Please consider it in that manner.