Willy,
I'm not sure if I really understand what is going on with my wife's retirement. If I understand it correctly she never invested into it. I was assuming that it was something new that she had gained access to.
She went back to previous employers to document the time she had worked in various companies. Now she is trying to catch up the times she was either self employed or un-employed. The amount of money is pretty steep by what I am seeing.
Shaun
As I see it then there may not be any point in chasing it. I understand that as soon as she gets a green card she loses her entitlement to any Chinese State Pension. That's the way I always understood it. Or are you refering to a private pensions that seem to pay a low rate, Western Style, for a lot of money.
What you quoted earlier seems to me quite a high sum. We buy blocks of ten year payments at 5,000 a year (Total cost 50,000 rmb) and just one of these will give the average woman a 'get by' lifestyle when in old age.
Mind you buying property so she can rent it out could be a better prospect as if she gets in need of a larger sum in later life she can always sell one.
Willy